Financial Performance - The Progressive Corporation reported net premiums written of $6,313 million for December 2025, a 6% increase from $5,964 million in December 2024 [1] - Net premiums earned rose to $7,121 million in December 2025, up 6% from $6,717 million in December 2024 [1] - The company achieved a net income of $1,147 million for December 2025, reflecting a 22% increase compared to $942 million in December 2024 [1] - Earnings per share available to common shareholders increased to $1.95, a 22% rise from $1.60 in December 2024 [1] - Total pretax net realized gains on securities were $168 million in December 2025, a significant recovery from a loss of $140 million in December 2024 [1] - The combined ratio for December 2025 was 87.1%, up 3.0 percentage points from 84.1% in December 2024 [1] Policy Growth - The total number of policies in force reached 38,619 thousand by December 31, 2025, marking a 10% increase from 34,952 thousand in December 2024 [1] - Personal lines policies increased to 37,428 thousand, an 11% growth from 33,811 thousand in December 2024 [1] - Agency auto policies rose by 10% to 10,787 thousand, while direct auto policies grew by 14% to 15,993 thousand [1] - Special lines policies increased by 7% to 6,998 thousand, and property policies rose by 4% to 3,650 thousand [1] - Commercial lines policies saw a 4% increase, reaching 1,191 thousand [1]
Progressive Reports December 2025 Results