厦门银行：2025年实现归属于上市公司股东的净利润26.34亿元，同比增长1.52%

Core Viewpoint - Xiamen Bank reported a steady growth in its financial performance for the year 2025, with increases in revenue, net profit, and total assets, indicating a positive trend in its operations and financial health [1][2]. Financial Performance - The bank achieved an operating income of 5.856 billion yuan, a year-on-year increase of 1.69% [1] - Net interest income reached 4.191 billion yuan, growing by 4.66% year-on-year [1] - Total profit amounted to 2.768 billion yuan, reflecting a 1.18% increase [1] - Net profit stood at 2.750 billion yuan, up by 1.64% year-on-year [1] - The net profit attributable to shareholders was 2.634 billion yuan, with a year-on-year growth of 1.52% [1] Asset and Liability Management - As of the end of 2025, total assets were 453.099 billion yuan, an increase of 11.11% from the previous year [1] - Total loans and advances reached 243.247 billion yuan, up by 18.39%, representing a 3.31 percentage point increase in the proportion of total assets [1] - Total liabilities were 418.814 billion yuan, growing by 11.56% [1] - Total deposits amounted to 243.613 billion yuan, reflecting a 13.75% increase [1] Customer Base and Loan Quality - The bank's focus on serving the real economy resulted in significant growth in green and technology loans, which increased by 68.55% and 44.55% respectively [1] - The number of Taiwanese customers and enterprises grew by 23% and 19% respectively, highlighting the bank's expanding niche in serving Taiwanese clients [1] - The non-performing loan ratio was maintained at a low level of 0.77%, indicating good asset quality [2] - The provision coverage ratio was 312.63%, demonstrating strong risk mitigation capabilities [2] Shareholder Value - The net asset value per share attributable to ordinary shareholders was 10.06 yuan, reflecting a 3.50% increase from the previous year [1]