厦门银行股份有限公司2025年度业绩快报公告

Core Viewpoint - Xiamen Bank reported preliminary financial data for the year 2025, indicating stable growth in assets and profits, alongside a strong focus on risk management and customer service [1][7][8]. Financial Data and Indicators - Total assets reached CNY 453.10 billion, an increase of 11.11% from the previous year [7] - Total loans and advances amounted to CNY 243.25 billion, up 18.39%, representing a 3.31 percentage point increase in the proportion of total assets [7] - Total liabilities were CNY 418.81 billion, growing by 11.56%, with total deposits at CNY 243.61 billion, a rise of 13.75% [7] - Earnings per share attributable to ordinary shareholders increased to CNY 10.06, reflecting a growth of 3.50% [7] Operating Performance - Operating income for 2025 was CNY 5.86 billion, a year-on-year increase of 1.69% [8] - Net interest income reached CNY 4.19 billion, up 4.66% [8] - Total profit amounted to CNY 2.77 billion, with a net profit of CNY 2.75 billion, reflecting increases of 1.18% and 1.64% respectively [8] Asset Quality - The non-performing loan ratio stood at 0.77%, maintaining a good level of asset quality [9] - The provision coverage ratio was 312.63%, indicating strong risk mitigation capabilities [9]