澳门元小额支付从“澳门新街坊”扩至横琴多个商圈 琴澳跨境支付 实现双币种“无感切换”

Core Viewpoint - The implementation of a "dual currency" payment system in Hengqin is significantly enhancing the convenience of cross-border transactions for Macau residents, allowing them to use their familiar Macanese Patacas for small payments without the need for currency exchange [3][4][5]. Group 1: Payment System Innovation - The "dual currency" payment system was piloted in September 2024, allowing merchants to accept both Macanese Patacas and Renminbi for small payments, greatly facilitating transactions for consumers from Macau [3]. - By August 2025, the dual currency payment system expanded to cover six major commercial areas in Hengqin, enabling over 30,000 Macau residents to experience seamless cross-border payments [3][4]. Group 2: Consumer Behavior and Traffic - During the National Day holiday in 2025, daily foot traffic in Hengqin's major shopping areas reached 60,000 at Huafa Mall and 42,000 at Lijun Plaza, with a significant portion of visitors being Macau residents [2]. - The implementation of the dual currency system has led to an increase in the number of transactions, with pilot merchants processing an average of over 1,800 Macanese Patacas transactions per month by the end of December 2025 [4]. Group 3: Financial Policy Support - The dual currency payment initiative is part of a broader set of financial policies aimed at supporting the development of the Hengqin-Macau cooperation zone, as outlined in the "30 Measures for Financial Support" released in February 2023 [5]. - The policy aims to create a high-level open financial system that integrates with Macau, marking a significant step towards deeper financial cooperation between Hengqin and Macau [5]. Group 4: Broader Financial Innovations - The financial innovations in Hengqin also include improved cross-border remittance services for Macau residents, allowing for quicker transactions when purchasing property in mainland China [6]. - Additional services such as seamless parking for Macau-registered vehicles and reduced insurance premiums for cross-border vehicles have been introduced, enhancing the overall living experience for Macau residents in Hengqin [6].