Robinhood Soared by 204% in 2025, but Here's Another Financial Stock to Buy in 2026

Group 1: Robinhood Markets - Robinhood Markets experienced significant growth in 2025, ending the year up more than 200% and achieving a three-year gain of 1,000% [1] - Despite its past performance, Robinhood's stock has declined by 23% over the past three months after reaching a high in October [1] - Investor concerns include the company's reliance on cryptocurrency and its high valuation, suggesting that it may not be the right time to invest in Robinhood shares [1] Group 2: SoFi Technologies - SoFi Technologies is highlighted as a strong financial stock to consider for 2026 due to its robust growth and increasing profitability [2] - In 2025, SoFi reported record customer growth, adding over 900,000 new accounts in the third quarter alone [3] - The majority of SoFi Money deposits (90%) are direct deposits, indicating a stable customer base that is likely to grow as these customers advance in their careers [4] - SoFi's asset growth over the past five years is compared favorably against the five largest U.S. banks, indicating significant growth potential [5][6] - The company's management is focused on maintaining momentum through a diverse growth strategy, including the introduction of new products and services [7] - SoFi's stock gained 70% in 2025, which is considered a safer investment compared to Robinhood due to its lower susceptibility to market volatility and reduced exposure to cryptocurrency [8] - The growth of SoFi is attributed to more reliable revenue streams and its appeal to a broader audience seeking digital financial services [9]