兴业银行：公司持续加强资产负债组合管理，着力稳定净息差降幅

Core Viewpoint - The company acknowledges the ongoing challenge of narrowing net interest margins impacting asset yield, a common issue faced by the banking industry, and emphasizes its strategies to manage this situation effectively [1] Group 1: Company Strategies - The company is enhancing asset-liability management to stabilize the decline in net interest margins [1] - On the liability side, the company is focusing on reducing costs by expanding low-cost settlement deposits and improving proactive liability management to lower interest expenses [1] - On the asset side, the company aims to leverage its "commercial bank + investment bank" and "regional + industry" advantages to gradually transition towards industrial finance while maintaining competitive loan pricing [1] Group 2: Industry Context - The banking industry is experiencing a general decline in net interest margins, which is affecting overall asset yield [1] - The company is striving to ensure that its asset yield performance outpaces the market through coordinated efforts on both asset and liability fronts [1]