中科江南：公司构建五纵四横全链路监管体系

Core Viewpoint - The company is leveraging an electronic voucher library to establish a comprehensive regulatory system that enhances the monitoring of budget execution and fund allocation, thereby mitigating risks associated with fund usage [1] Group 1: Regulatory Framework - The company has developed a five vertical and four horizontal regulatory framework that connects various stakeholders including the central bank, finance departments, budget units, banks, and payees [1] - This framework integrates the management flow, fund flow, and voucher flow, ensuring a unified approach to budget execution and transfer payment fund monitoring [1] Group 2: Technological Integration - The company is exploring the integration of digital RMB smart contracts and umbrella wallet technology in scenarios such as the allocation of special fiscal funds and subsidies for the public and enterprises [1] - This integration aims to achieve transparent fund supervision and secure transaction record preservation [1] Group 3: Risk Management - The company employs various technological capabilities, including personal electronic signature security detection models, policy and regulation intelligent analysis models, fund flow knowledge graphs, and financial supervision risk warning models to enhance risk detection and response [1] - These technologies facilitate efficient linkage for risk exploration and closed-loop disposal, ensuring the safety, standardization, and efficient operation of fiscal funds [1]