懵了，黄金突发暴跌！刚刚，又一大行宣布上调

Core Viewpoint - China Construction Bank has announced an increase in the minimum investment amount for its personal gold accumulation business to 1500 yuan, following similar adjustments by other major banks [1][2]. Group 1: Company Adjustments - The new minimum investment amount of 1500 yuan will take effect on February 2, 2026, for both regular and optional gold accumulation plans [2]. - Existing accumulation plans set before the adjustment will remain unaffected, but any modifications must comply with the new minimum requirement [2]. - Construction Bank will continue to monitor the gold market and may adjust the minimum investment amount as necessary [3]. Group 2: Market Context - Over the past year, Construction Bank has raised the minimum investment amount multiple times, from 700 yuan in March to 800 yuan, then to 1000 yuan in May, and finally to 1200 yuan in November [5]. - The bank has issued several risk warnings regarding precious metals, citing increased volatility in domestic and international gold prices [5]. - Other banks, such as Industrial and Agricultural Banks, have also raised their minimum investment amounts in January, reflecting a broader trend in the industry [6]. Group 3: Gold Price Volatility - In January, gold prices experienced significant fluctuations, reaching a high of 5500 USD/ounce before dropping sharply [7]. - Analysts attribute the recent price movements to rapid increases in international gold prices and market overbuying, leading to profit-taking [7]. - UBS has raised its gold price targets for March, June, and September 2026 from 5000 USD/ounce to 6200 USD/ounce, citing stronger-than-expected demand [8].