警方通报金晨事件：不存在骗保事实

Group 1 - The incident involving Jin Chen has attracted significant attention, with reports suggesting potential involvement in a hit-and-run traffic accident [1] - On January 30, the Keqiao police released a statement confirming that an investigation was initiated following online claims regarding Jin Chen's involvement in a traffic accident [1] - The accident occurred on March 16, 2025, when Jin Chen, along with two companions, was involved in a single-vehicle accident while driving in Keqiao, resulting in minor injuries to all three occupants and damage to property [1] Group 2 - Jin Chen publicly acknowledged the incident on January 30, stating that due to the sudden nature of the event and emotional stress, her assistant misrepresented the driver to the police [2] - After recovering from surgery, Jin Chen accepted full responsibility for the accident and decided to cover all related damages personally, including vehicle and property damages [2] - The insurance claim was subsequently withdrawn, and all compensation for damages was reported to be completed by April 2025 [2]