盛业(06069.HK)：预计2025年度溢利同比增加超过20%

Core Viewpoint - The company expects a profit increase of over 20% for the fiscal year ending December 31, 2025, compared to the previous year, driven by growth in platform business scale and enhanced operational efficiency [1] Group 1: Business Growth - The company has optimized its data-driven risk control model, leading to significant improvements in operational efficiency, cost control, and customer experience, resulting in a customer base exceeding 23,000, a year-on-year increase of over 27% [1] - The total business scale of intelligent matching has surpassed 332 billion RMB, reflecting a year-on-year growth of over 33%, with small and micro enterprises accounting for over 96% of the customer base [1] Group 2: Technology and Service Revenue - The company’s platform technology service revenue has increased by over 35%, with platform technology matching business accounting for over 87% of total revenue, driven by the "light asset, platform-based" development model [2] - The company has established system links with 17 core enterprises through its self-developed AIAgent "Shengyitong Cloud Platform" [2] Group 3: E-commerce Expansion - The e-commerce segment has seen significant growth, with service business scale exceeding 6 billion RMB, a year-on-year increase of over 4.4 times, following coverage of major e-commerce platforms [2] - The company has integrated its AI applications into various platform ecosystems, enhancing service efficiency for e-commerce merchants [2] Group 4: International Expansion - The company has established its international headquarters in Singapore, focusing on serving the overseas needs of Chinese brands in sectors like robotics and new energy vehicles, providing comprehensive solutions [3] - Strategic partnerships have been formed with nearly 10 prospective listed robotics companies and Southeast Asia's largest online used car platform, Carro, to support the international market expansion of brands like Zeekr [3] Group 5: AI Service Commercialization - The integration of the "Shengyitong Cloud Platform" with mainstream open-source models has enhanced the company's AI service capabilities, improving business processing efficiency by over 40% [3] - The company has achieved AI service contract revenue exceeding 17 million RMB, demonstrating successful commercialization of AI services [3]