ING Group Q4 Earnings Call Highlights

Despite a lower interest rate environment, ING’s commercial net interest income (NII) remained “very strong” at EUR 15.3 billion for 2025, according to Miltenburg. He attributed the performance to customer balance growth, disciplined repricing, and a “prudent deposit hedging strategy.”On sustainability activity, Miltenburg said total sustainable volume mobilized reached EUR 166 billion in 2025, a 28% increase from the prior year, and reiterated ING’s commitment to supporting client sustainability transition ...