Sou Hu Cai Jing·2026-02-01 02:20Group 1 - The core viewpoint of the articles highlights the volatility of gold prices, with a significant drop of over 10% on January 30, 2026, marking the largest single-day decline in 40 years, despite previous surges that saw gold prices exceed $5,500 [2] - UBS maintains a bullish stance on gold, raising its price targets for March, June, and September 2026 to $6,200 per ounce, an increase of 24% from the previous target of $5,000 per ounce [2] - The recent fluctuations in gold prices have led to increased caution among banks, with major banks implementing stricter risk assessment measures for clients engaging in precious metal transactions [3] Group 2 - A recent incident involving Shenzhen Jie Wo Rui Jewelry Company has raised concerns, as it has faced issues with abnormal operations and is reportedly offering discounted payouts to clients, with options for principal payments at 40% or 20% of the original value [3] - Ningbo Bank announced adjustments to its gold investment product interest rates, with current rates set at 0% for demand deposits and ranging from 0.3% to 0.5% for fixed-term deposits [3]