积极布局民营经济新路径

Core Insights - Qilu Bank has demonstrated strong performance in its 2025 mid-year results, focusing on creating a comprehensive financial service ecosystem to support private enterprises in overcoming financing challenges [1] - The bank aims to be a key player in serving the private economy by innovating the "industry service circle" to eliminate invisible financing barriers, thus enabling private enterprises to operate with greater confidence [1] Group 1: Financial Innovations and Support - Qilu Bank has launched a "blue cold chain industry chain financial solution" to address funding bottlenecks in the cold chain logistics sector, particularly for a leading enterprise in the region [3][4] - The bank provided 50 million yuan in online trade financing to a supply chain management company, specifically for expanding procurement of high-demand seafood, reducing financing costs by 1.5 percentage points and saving 750,000 yuan annually [3] - The bank has approved a total of 140 million yuan in trade financing for five compliant and high-growth seafood processing companies, significantly increasing the utilization rate of cold storage facilities [4] Group 2: Technology and Innovation Financing - Qilu Bank has introduced the "Science and Technology Loan" product to support technology-driven enterprises, successfully providing 3 million yuan to a company with a new order exceeding 90 million yuan [5][6] - The bank has developed a credit evaluation system based on big data for technology enterprises, allowing for a comprehensive assessment of their capabilities and potential, thus transforming their technological strengths into tangible assets [6] - As of June, the balance of technology loans at Qilu Bank's Liaocheng branch reached 2.18 billion yuan, reflecting a 30% increase since the beginning of the year [6] Group 3: Accounts Receivable Financing - Qilu Bank has launched the "No Recourse Domestic Factoring (Quanxin Chain)" service to provide easier financing options for small and micro enterprises facing challenges with accounts receivable [7] - The bank facilitated over 500,000 yuan in financing for two private medical technology companies to help them manage cash flow issues related to delayed receivables [7][8] - The "Quanxin Chain" product has issued loans exceeding 760 million yuan to over 170 private enterprises, effectively addressing the financing difficulties associated with accounts receivable [8]