金融护航自贸港封关运作，2025年海南跨境收支规模创历史新高

Core Insights - Hainan Free Trade Port officially commenced its closure operations at the end of last year, marking a new phase of openness [1] - The People's Bank of China Hainan Branch aims to enhance financial support for Hainan's economic development by implementing a moderately loose monetary policy and promoting cross-border financial reforms [1][4] Financial Support and Development - By the end of 2025, the balance of various loans in Hainan reached 1.4057 trillion yuan, a year-on-year increase of 10.7%, ranking second in the country and exceeding the national average growth rate by 4.5 percentage points [1] - The balance of foreign currency loans reached 18.5 billion USD, ranking sixth nationally [1] - The "Five Major Articles" of financial support achieved a loan balance of 405.1 billion yuan, with a year-on-year growth of 12.0%, surpassing the average growth rate of other loans by 1.3 percentage points [1] Cross-Border Financial Developments - In 2025, Hainan's cross-border payment and receipt scale reached 115.4 billion USD, a year-on-year increase of 6.1%, positioning it at a medium level nationally [2] - The cross-border RMB settlement amount reached 551.4 billion yuan, exceeding 500 billion yuan for the first time, with a year-on-year growth of 11.6% [2] - The EF account system expanded, with 11 banks offering 810 EF accounts, facilitating transactions totaling 350.9 billion yuan with entities from 91 countries [2] Financial Service Enhancements - The promotion of a unified currency settlement account system and the launch of the "Hainan Wallet" project improved payment convenience significantly [3] - The number of foreign card POS machines exceeded 50,000, with an ATM coverage rate of 98.3% [3] - The foreign exchange hedging rate in Hainan reached 47.5%, an increase of 25.3 percentage points from the previous year, enhancing risk management for enterprises [3] Future Outlook - In 2026, the People's Bank of China Hainan Branch will continue to implement a moderately loose monetary policy and promote financial innovation to support the high-quality development of Hainan's economy [4]