有人预测：今明两年，持有两套房及以上的家庭，或将面临3个问题

Core Viewpoint - The article discusses the challenges faced by homeowners with multiple properties in China, highlighting the difficulties in selling homes, rising holding costs, and decreasing long-term demand for housing. Group 1: Selling Challenges - Selling homes has become increasingly difficult, shifting from "can sell anytime" to "may not sell at all" [9] - The inventory of unsold properties remains high, with significant increases in the number of second-hand homes listed for sale in major cities [11] - The price of second-hand homes has been declining for several months, leading to longer transaction times [13] Group 2: Rising Holding Costs - Holding costs for properties are increasing, with expenses such as mortgage payments, property fees, and maintenance becoming burdensome [20] - Rental yields are low, often not covering the costs associated with property ownership, especially for vacant homes [24] - A significant number of homes are vacant, with a vacancy rate exceeding 20%, leading to higher financial risks for homeowners [26] Group 3: Decreasing Long-term Demand - The declining birth rate and aging population are reducing the number of potential homebuyers, impacting overall housing demand [32] - Changing attitudes among young people towards homeownership, with many preferring rental options over purchasing multiple properties [34] - Government policies aimed at providing affordable housing are diverting some demand away from the market for private homes [36]