UBS(US:UBS) Financial Modeling Prep·2026-02-04 15:00Core Insights - UBS AG has exceeded market expectations with its fourth-quarter earnings report, showcasing strong financial health and strategic growth initiatives [1][5] Financial Performance - UBS reported earnings per share of $0.37, surpassing the estimated $0.25, and revenue of approximately $12.2 billion, exceeding the estimated $9.25 billion [2] - The bank's net profit for the quarter was $1.2 billion, exceeding analysts' expectations of $919 million, despite a decline from the previous quarter's net profit of $2.5 billion [2] - Group revenues for the quarter reached $12.1 billion, aligning with forecasts and showing an increase from $11.6 billion in the same period last year [2] Strategic Initiatives - UBS announced a $3 billion share buyback program, reflecting confidence in its financial stability and future growth prospects [3] Financial Metrics - The common equity tier 1 (CET1) capital ratio stood at 14.4% for the fourth quarter, slightly down from 14.8% in the previous quarter [3] - The price-to-earnings (P/E) ratio is approximately 20.65, while the price-to-sales ratio is about 2.02 [4] - The enterprise value to sales ratio is around 3.96, and the enterprise value to operating cash flow ratio is approximately 68.63 [4] - UBS's earnings yield is about 4.84%, with a debt-to-equity ratio of 4.07, indicating financial leverage [4] - The current ratio of 0.28 may suggest potential liquidity challenges in meeting short-term obligations [4] Conclusion - UBS AG's strong fourth-quarter performance and strategic financial management position it as a strong contender in the global banking sector, with solid growth prospects and a commitment to returning value to shareholders [5]