Are Wall Street Analysts Predicting Citizens Financial Group Stock Will Climb or Sink?

Company Overview - Citizens Financial Group, Inc. (CFG) has a market capitalization of $27 billion and offers a variety of retail and commercial banking products and services to individuals, businesses, and institutions [1] Stock Performance - Over the past 52 weeks, CFG shares have increased by 42.3%, significantly outperforming the S&P 500 Index, which rose by 15.4% during the same period [2] - Year-to-date, CFG shares are up 12.9%, compared to a 1.1% increase in the S&P 500 Index [2] Recent Financial Results - On January 21, CFG's shares rose by 7.1% following the release of strong Q4 2025 results, which included a net income of $528 million, a 32% year-over-year increase, and earnings per share (EPS) of $1.13, up 36% [4] - The bank reported revenue of $3.07 billion and revenue net of interest expense of $2.16 billion, both exceeding market expectations [4] Future Earnings Expectations - For the fiscal year ending December 2026, analysts project CFG's EPS to grow by 31.4% year-over-year to $5.07 [5] - CFG has a strong earnings surprise history, having beaten consensus estimates in the last four quarters [5] Analyst Ratings and Price Targets - Among 23 analysts covering CFG, the consensus rating is a "Strong Buy," with 17 "Strong Buy" ratings, three "Moderate Buys," and three "Holds" [5] - Citi raised its price target on CFG to $71 while maintaining a "Buy" rating, indicating a potential upside of 8.1% from the current price [6] - The highest price target on the Street is $80, suggesting a potential upside of 21.3% [6]