跨境人民币业务破6300亿！天津公布2025年金融运行情况

Core Insights - The People's Bank of China Tianjin Branch announced that the social financing cumulative increment in Tianjin reached 5384 billion yuan in 2025, marking a historical high with an increase of 464 billion yuan year-on-year [2] - The loan structure in Tianjin is continuously optimizing, with significant growth in key sectors such as technology, green finance, and inclusive finance, contributing to high-quality economic development [1][3] Social Financing - In 2025, Tianjin's social financing cumulative increment was 5384 billion yuan, which is 464 billion yuan more than the previous year, setting a historical record [2] - The average annual increment during the 14th Five-Year Plan period is 4451 billion yuan, maintaining a high level of social financing [2] Deposit and Loan Growth - By the end of 2025, total deposits in Tianjin reached 5.06 trillion yuan, an increase of 3279.58 billion yuan from the beginning of the year [2] - The total loan balance was 4.84 trillion yuan, with an increase of 2187.27 billion yuan year-on-year, reflecting a growth of 673.61 billion yuan [2] Key Sector Support - Loans in key sectors, referred to as the "Five Major Articles," exceeded 1 trillion yuan, with technology loans growing by 11.3%, green loans by 21.2%, and inclusive small and micro-enterprise loans by 19.8% [3][4] - The technology sector saw a significant increase in loans, with a total of 304 billion yuan in tech bonds issued, ranking seventh nationwide [4] Green Finance - By the end of 2025, green loans in Tianjin surpassed 860 billion yuan, reflecting a growth of 21.2% from the beginning of the year [4] - The issuance of green bonds reached 234 billion yuan, doubling from the previous year [4] Inclusive Finance - Inclusive finance initiatives led to a 19.8% year-on-year increase in loans for small and micro enterprises [5] - The balance of loans in the elderly care industry grew by 103.9%, ranking sixth nationwide [5] Digital Finance - Loans in the digital economy sector increased by 11.9%, surpassing the average loan growth rate by 7.2 percentage points [5] - The digital yuan was implemented across 16 application scenarios, with a cumulative transaction volume exceeding 5672 million transactions, amounting to 39 billion yuan [6] Cross-Border RMB Business - Cross-border RMB business volume exceeded 6300 billion yuan, marking a historical high with a year-on-year growth of 17% [7] - The Free Trade Account (FT Account) system was expanded, with a total settlement volume reaching 1.49 trillion yuan [7] E-commerce and International Financing - The cross-border e-commerce comprehensive service platform was successfully established, leading to a 1.1-fold increase in cross-border RMB business [8] - The issuance of "Panda Bonds" by overseas enterprises reached 6.8 billion yuan, reflecting a year-on-year growth of 1.3 times [8]