天津跨境人民币业务何以创历史新高？

Core Insights - The cross-border RMB settlement volume in Tianjin reached over 630 billion yuan in 2025, marking a historical high with a year-on-year growth of 17%, maintaining growth for six consecutive years [1] - A series of institutional openings, facilitation policies, and precise services have supported this achievement [1] Group 1: Policy and Institutional Support - The People's Bank of China Tianjin Branch has actively supported the development of overseas cooperation parks, exemplified by the China-Egypt TEDA Suez Economic and Trade Cooperation Zone, facilitating RMB usage in Egypt through tailored financial service plans [1] - The expansion of Free Trade (FT) accounts has been steadily advanced, with eight banks now offering FT account services, leading to a business volume increase of 10 billion yuan [1] Group 2: Cross-Border Business Growth - The cross-border RMB facilitation policy has been upgraded from the Beijing-Tianjin-Hebei region to 16 cities nationwide, increasing the number of recognized quality enterprises from over 1,600 to 9,000, allowing for more efficient cross-border RMB transactions [2] - The establishment of a comprehensive cross-border e-commerce service platform has led to a 1.1-fold increase in cross-border RMB business for new foreign trade formats [2] - The issuance of "Panda bonds" by foreign enterprises reached 6.8 billion yuan, reflecting a year-on-year growth of 1.3 times [2] Group 3: Future Directions and Strategies - The Tianjin Branch of the People's Bank of China will continue to enhance collaboration with government departments, focusing on key regions, sectors, and enterprises to promote the use of RMB in cross-border transactions [2] - The RMB settlement volume for goods trade in Tianjin is projected to grow by 24% in 2025, with the proportion of RMB and foreign currencies exceeding 30% [2]