Assurant(US:AIZ) ZACKS·2026-02-06 14:40Core Insights - Assurant, Inc. (AIZ) is anticipated to show improvements in both revenue and earnings for the fourth quarter of 2025, with results expected to be reported on February 10 [1][9] - The Zacks Consensus Estimate for AIZ's fourth-quarter revenues is $3.28 billion, reflecting a 4.7% increase year-over-year [1] - The consensus estimate for earnings is $5.55 per share, indicating a 15.8% year-over-year increase, with a 5.5% upward revision in the past 30 days [2] Revenue and Earnings Estimates - The expected revenue for the fourth quarter is $3.28 billion, with a year-over-year growth of 4.7% [1] - The estimated earnings per share for the fourth quarter is $5.55, which represents a 15.8% increase compared to the previous year [2] Earnings Prediction Model - The earnings prediction model indicates a likely earnings beat for Assurant, supported by a positive Earnings ESP of +13.61% and a Zacks Rank of 3 (Hold) [3][4] - The Most Accurate Estimate stands at $6.31, which is higher than the Zacks Consensus Estimate of $5.55 [4] Factors Influencing Q4 Results - Strong performance in the Global Housing segment and growth in Global Lifestyle are expected to positively impact fourth-quarter results [5][9] - Net earned premiums are projected to increase by 3.8% to $2.6 billion, while fees and other income are expected to rise by 6.1% to $465.4 million [6] Segment Performance - The Global Housing segment is expected to generate revenues of $734 million, reflecting a 7.1% increase year-over-year, with actual estimates at $698.6 million [8] - The Global Lifestyle segment is projected to achieve revenues of $2.5 billion, indicating a 2.7% growth from the previous year [10] Investment Income and Expenses - Net investment income is estimated at $129.3 million, driven by higher assets and yields in fixed maturity securities, despite some offsetting factors [7] - Total expenses are expected to rise to $2.8 billion due to increased underwriting and administrative costs [11]