关于进一步防范和处置虚拟货币等相关风险的通知

Core Viewpoint - The People's Bank of China and other regulatory bodies have issued a notification to further prevent and address risks associated with virtual currencies and the tokenization of real-world assets, emphasizing the need to maintain economic and financial order and protect public property safety [1][2]. Group 1: Nature of Virtual Currencies and Tokenization - Virtual currencies do not have the same legal status as fiat currencies and should not be circulated as money in the market [1]. - Activities related to virtual currencies, such as exchanges and token issuance, are classified as illegal financial activities and are strictly prohibited [2][3]. Group 2: Regulatory Mechanisms - A collaborative mechanism among various departments, including the People's Bank of China and the China Securities Regulatory Commission, will be established to coordinate efforts in preventing and addressing risks related to virtual currencies and tokenization [4]. - Local governments are responsible for managing risks associated with virtual currencies and tokenization within their jurisdictions, with financial management departments leading the efforts [4]. Group 3: Risk Monitoring and Management - Financial institutions are prohibited from providing services related to virtual currencies, including account opening and transaction facilitation [5]. - Internet companies are not allowed to provide platforms for virtual currency activities and must report any illegal activities to relevant authorities [5]. Group 4: Enforcement and Legal Responsibility - Strict penalties will be imposed on entities engaging in illegal financial activities related to virtual currencies and tokenization, with criminal charges applicable for serious violations [11]. - Any investment in virtual currencies or related financial products that contravenes public order will be deemed invalid, and losses incurred will be the responsibility of the investor [11].