UBS(US:UBS) Xin Lang Cai Jing·2026-02-07 08:26Core Viewpoint - UBS Group's stock rating was downgraded by two analysts, leading to its worst weekly performance in nearly ten months due to capital outflows in its U.S. wealth management business, resulting in disappointing financial results [1] Group 1: Analyst Ratings - Goldman Sachs downgraded UBS from "Buy" to "Neutral," while Vontobel lowered its rating from "Buy" to "Hold," marking the lowest overall analyst sentiment towards UBS since 2017 [1] - Following the downgrades, UBS's stock fell by 8% [1] - Currently, 11 analysts rate UBS as "Buy," 7 as "Hold," and 7 as "Sell," with an average target price indicating approximately 12% upside potential over the next year [2] Group 2: Financial Performance - Over the past 12 months, UBS's stock performance has lagged behind European peers, with a reported 11% increase in UBS's stock price compared to a 55% increase in the STOXX 600 Bank Index [1] - UBS faces potential additional capital requirements of up to $26 billion due to Swiss government reform measures following the collapse of Credit Suisse, which UBS had previously rescued [1] Group 3: Regulatory Environment - The Swiss government indicated that the Credit Suisse collapse highlighted the need for tighter banking regulations, with UBS acknowledging the need for regulatory lessons but opposing the proposed reforms [1] - Analysts express uncertainty regarding the future of Switzerland's regulatory framework, with concerns about the upcoming adjustments to capital regulations [1]