SoFi Technologies: The Pullback I've Been Waiting For (NASDAQ:SOFI)

Core Viewpoint - SoFi Technologies is transitioning from a high-growth fintech to a capital allocator with diverse strategies for growth and value creation [1] Group 1: Company Strategy - SoFi is increasingly focusing on capital allocation rather than solely pursuing growth at all costs [1] - The company is utilizing various levers to optimize its operations and financial performance [1] Group 2: Investment Philosophy - The investment approach emphasizes identifying mispriced quality companies and understanding resilient business models across economic cycles [1] - The analysis is grounded in a disciplined, fundamentals-first methodology that prioritizes long-term value creation [1]