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Group 1: Core Views - The article provides a comprehensive guide for home buying in Shenzhen, covering policies, processes, required documents, costs, and signing procedures [1] Group 2: Shenzhen Home Buying Policies - Shenzhen's home purchase policy includes restrictions based on residency status, family situation, and the number of children [1][5] - Non-residents must provide proof of social insurance or tax payments for at least one year to qualify for home purchases [3][11] - Families with children have different down payment requirements based on the number of children and whether they are residents [1][20] Group 3: Home Buying Process - The article outlines the latest transaction processes for both second-hand and new homes in Shenzhen [24][26] Group 4: Required Documents for Home Buying - A detailed list of required documents for different residency statuses is provided, including identity cards, household registration, marriage certificates, and proof of income [28] Group 5: Home Buying Costs - Home buying costs include the total price of the property, down payment (typically 30%-50%), loan interest, agency fees (3%-4% of the property price), and various taxes [39][41] Group 6: Signing and Transfer Procedures - The article explains the significance of deposits, earnest money, and the importance of verifying property ownership and legal documents during the signing process [51][56]