大行评级丨花旗：将重庆农村商业银行纳入90日正面催化剂观察名单，目标价7.53港元

Core Viewpoint - Citigroup has included Chongqing Rural Commercial Bank in its 90-day positive catalyst watchlist, anticipating that the bank's upcoming Q4 2025 results (expected to be announced on March 25) will likely exceed market forecasts [1] Financial Performance Expectations - The bank is expected to achieve a 16% year-on-year increase in quarterly profit, which implies a 5% growth for the entire previous year, surpassing market consensus by approximately 1% [1] - Citigroup forecasts that Chongqing Rural Commercial Bank's revenue and profit growth will accelerate this year to 5% and 10% year-on-year, respectively, driven by strong corporate loan growth and stable net interest margins [1] Revenue Drivers - Key factors contributing to the expected revenue growth include robust corporate loan growth, stable net interest margins, enhanced bank insurance, and significant increases in wealth management and precious metals-related fee income, which is projected to double year-on-year [1] Investment Rating - Citigroup has set a target price of HKD 7.53 for Chongqing Rural Commercial Bank and maintains a "Buy" rating [1]