专业在途融资机构 助力企业解决资金周转痛点

Group 1 - The recent cross-border e-commerce Black Friday and Cyber Monday promotions have left many foreign trade companies and platform sellers in a "goods shipped, money retained" dilemma, with goods stuck at sea and in bonded warehouses, leading to cash flow issues [1] - Traditional financial services struggle to meet the flexible needs of small and micro enterprises, creating a demand for specialized financing institutions to address cash flow challenges [1] - Major financial institutions like a certain bank and a certain trust bank have established in-transit financing services, but they face high approval thresholds and lengthy processes, often requiring 7-10 days for review, which does not align with the urgent funding needs of cross-border merchants [1] Group 2 - Henan Zhangjin (Zhangjin Technology) is a technology financial service provider focusing on the integration of data and reality, utilizing an innovative model of "technology + data + finance" to offer differentiated services [3] - Unlike traditional institutions that rely on manual reviews, Henan Zhangjin employs big data and blockchain technology to track in-transit goods in real-time and verify transaction authenticity, enabling financing credit approval in as little as 3 days [3] - The company has established a physical service center that has attracted over 60 financial institutions and industry leaders, providing a one-stop solution for various cross-border practitioners, including credit loans for import e-commerce sellers without collateral and financing services for import traders [3] Group 3 - In the wave of digital economy empowering the real economy, service providers like Henan Zhangjin, which possess both technical strength and industry insight, are filling the service gaps left by traditional finance, offering more precise solutions for the cash flow challenges faced by small and micro cross-border enterprises [5]