国任保险先行示范：以全方位保险创新服务深圳科技和产业发展

Core Viewpoint - The Shenzhen Municipal Financial Management Bureau has solicited opinions on the "Action Plan for the Insurance Industry to Support Technological Innovation and Industrial Development (2026-2028)" which emphasizes the role of Guoren Insurance in facilitating Shenzhen's technological innovation and high-quality industrial development [1] Group 1: Innovative Insurance Solutions - Guoren Insurance has launched a seed fund insurance compensation scheme in collaboration with the Shenzhen Science and Technology Innovation Bureau, introducing technology insurance to support "patient capital and bold capital" for the industrialization of hard technology achievements [3] - The company is actively developing inclusive technology insurance products like "Hui Ke Bao" to address common risks faced by small and medium-sized tech enterprises, providing essential risk protection with lower thresholds and broader coverage [4] Group 2: Standardization and Industry Support - Guoren Insurance has participated in the formulation of multiple national and industry standards, contributing to the development of Shenzhen's "20+8" industrial clusters [7] Group 3: Intellectual Property Protection - The company has established the first national overseas intellectual property insurance consortium to provide robust risk protection for Chinese enterprises expanding abroad, utilizing a shared insurance model to mitigate risks [10] - In September 2024, Guoren Insurance launched the first domestic overseas intellectual property legal expense insurance product tailored for cross-border e-commerce, offering comprehensive legal services [10] Group 4: Support for Biopharmaceutical Innovation - Guoren Insurance has partnered with the Luohu Hospital Group to introduce the first "Medical Equipment Insurance+" project in Shenzhen, enhancing the maintenance of medical equipment and improving operational efficiency [11] - The company has provided nearly 300 million yuan in risk protection for over 120 enterprises in the biopharmaceutical sector, including clinical trial insurance and product liability insurance [11] Group 5: Investment in New Productive Forces - Guoren Insurance has established equity investment funds targeting high-tech enterprises, leveraging its insurance underwriting advantages to select high-value tech companies for investment, with a total investment of 663 million yuan in nine funds over three years [12] Future Outlook - With the implementation of the action plan, Guoren Insurance aims to deepen its innovative practices in technology insurance, contributing to Shenzhen's technological innovation and industrial development [14]