INDUSTRIAL BANK(SH:601166) Xin Lang Cai Jing·2026-02-09 11:59Core Viewpoint - The recent adjustments by multiple banks regarding their personal precious metals trading services reflect a tightening of risk management and compliance measures in response to market volatility and regulatory pressures [2][6][7]. Group 1: Bank Announcements - Industrial Bank announced the closure of its online trading channel for personal precious metals transactions with the Shanghai Gold Exchange effective February 14, 2026, while other channels remain operational [1]. - Prior to this, Industrial Bank had already suspended certain trading functionalities related to personal precious metals on July 15, 2022, indicating a trend towards further tightening of related services [3]. - Other banks, including ICBC, CCB, and Postal Savings Bank, have also issued announcements to adjust or cease their personal precious metals trading services, with at least 11 banks making similar announcements since September 2022 [4][5]. Group 2: Market Context and Analysis - The adjustments by banks are largely attributed to the ongoing volatility in the precious metals market, which has seen significant price fluctuations, including a notable drop in gold prices [6][7]. - Analysts suggest that the tightening measures are driven by a combination of immediate market conditions and deeper regulatory requirements aimed at enhancing investor suitability management [6]. - The recent market turmoil, including a record single-day drop in gold prices, has prompted banks to reinforce their risk management strategies to protect investors [6][7].