2025年陕西金融运行稳中向好

Core Viewpoint - The financial system in Shaanxi Province is set to implement a moderately loose monetary policy by 2025, aiming to optimize both the total volume and structure of financing, enhance cross-border financial vitality, and support stable economic growth and high-quality development [1] Group 1: Financial Indicators - By the end of 2025, the balance of RMB loans in Shaanxi is projected to reach 6.19 trillion yuan, a year-on-year increase of 6.68%, surpassing the national average by 0.28 percentage points [1] - The total balance of RMB deposits is expected to be 7.68 trillion yuan, with a year-on-year growth of 6.97%, and an increase of 500.463 billion yuan [1] - The social financing scale is anticipated to increase by 536 billion yuan, with direct financing playing a significant role, as enterprises are expected to issue 179.32 billion yuan in non-financial corporate debt financing tools [1] Group 2: Loan Structure and Support - The loan allocation continues to improve, with growth rates for loans to manufacturing, inclusive small and micro enterprises, green projects, and technology-driven companies exceeding the average loan growth rate [2] - By the end of 2025, the balances of loans for technology, green projects, and inclusive small and micro enterprises are projected to reach 8.79 trillion yuan, 8.61 trillion yuan, and 6.39 trillion yuan respectively [2] - The balance of agricultural loans in both RMB and foreign currencies is expected to be 9.846 trillion yuan, with significant growth in sectors like mining and leasing services [2] Group 3: Cross-Border Financial Activities - The total scale of cross-border receipts and payments is projected to reach 57.843 billion USD by 2025, with a year-on-year growth of 5.49% and a net inflow of 2.969 billion USD [3] - The use of RMB in cross-border transactions is expected to grow rapidly, with a payment scale of 145.149 billion yuan, marking a year-on-year increase of 26.26% [3] - Shaanxi's free trade zone is advancing financial reform and innovation, including the establishment of pilot applications for cross-border financial service platforms [3]