农民工工资支付迎创新保障 数字人民币智能合约场景落地成都

Core Insights - The first digital RMB smart contract for wage payment to migrant workers has been successfully implemented in Chengdu, Sichuan, under the guidance of the People's Bank of China, marking a new model for digital finance and inclusive finance [1] Group 1: Digital RMB Smart Contract Implementation - The digital RMB smart contract utilizes a digital ecosystem service platform to automate and enforce wage payments, eliminating human intervention and supporting cross-institutional interoperability [1] - As of January 2026, the digital RMB smart contract has been piloted in areas such as prepaid fund management, supply chain finance, corporate group financial management, and subsidy distribution, with a total of 486,400 contracts signed and a cumulative transaction amount of 316 million yuan [1] Group 2: Future Developments - The Digital RMB Operations Management Center plans to continuously enhance system services and promote existing models while collaborating with member banks to innovate applications of digital RMB smart contracts [2] - The initiative aims to provide more intelligent services for industry development and social governance, supporting the construction of the financial "five major articles" [2]