Core Viewpoint - The article introduces the "Private Enterprise Financial Service Express" initiative by the municipal Federation of Industry and Commerce, aimed at enhancing financial services for private enterprises and providing efficient connections between banks and small to medium-sized enterprises (SMEs) [1] Group 1: Bohai Bank Financial Products - Bohai Bank offers various financial products tailored for SMEs, including the "Huiqi E-loan" specifically designed for small and micro enterprises in Jining [2][3] - The loan application process is streamlined with online scanning and offline disbursement [4] Group 2: Huiqi E-loan Details - Target borrowers are small and micro enterprises registered in Jining, with specific eligibility criteria including a minimum sales revenue of 2 million yuan and tax obligations of at least 3,000 yuan in the past year [5] - The maximum loan amount is 5 million yuan, with a repayment period of up to 12 months [8][9] - Interest rates are based on the Loan Prime Rate (LPR) [10] Group 3: Personal Production and Operation Loan - This product is aimed at legal representatives or shareholders of limited liability companies controlled by natural persons, offering flexible funding options [11][12] - The maximum loan amount for this product is 10 million yuan, also with a maximum term of 12 months [17][18] - The application process involves submitting business-related documents at the branch, followed by a verification process [19] Group 4: Small and Micro Enterprise Guarantee Loan - This loan type is also targeted at small and micro enterprises in Jining, featuring an online application process and offline disbursement [20][21][22] - Similar eligibility criteria apply, including registration and operational location requirements, and the maximum loan amount is 10 million yuan [25] - The loan term is up to 12 months, with interest rates aligned with the LPR [26][27]
“融资无忧”民企金融服务直通车（第十四期）：渤海银行金融产品精准推送