Core Viewpoint - The article highlights the importance of agricultural disaster prevention and reduction systems, emphasizing the role of insurance as a financial tool to mitigate agricultural risks and support modern agricultural production [1][2]. Group 1: Agricultural Risk Reduction Initiatives - The company has established 40 agricultural risk reduction service centers nationwide, collaborating with local governments and research institutions to conduct disaster warnings, agricultural training, and emergency dispatch [2]. - A total of 52 risk reduction demonstration gardens have been created in partnership with major grain producers, utilizing IoT devices for soil moisture, crop growth, and pest monitoring to enable early risk identification and intervention [2]. Group 2: Technological Empowerment in Agriculture - The company has developed a specialized risk reduction service system called "Stable Agriculture," integrating multi-source data such as meteorology and remote sensing to enable risk identification, prediction, and intervention [3]. - In the Guangdong region, a tailored disaster reduction service platform for lychee production has been implemented, resulting in a 25% reduction in labor costs and a 20% decrease in pesticide and fertilizer usage, leading to a financial saving of 500 yuan per acre [3]. Group 3: Comprehensive Monitoring and Intervention - The company connects to 3,213 national meteorological stations for real-time and long-term weather forecasts, employing satellite remote sensing and AI pest identification models for comprehensive monitoring [3]. - In collaboration with meteorological departments, the company has conducted 1,974 hail prevention operations in Yunnan, protecting nearly 900,000 acres of economic crops in 2025 [3]. Group 4: Innovations in Livestock Insurance - The company has developed a proprietary "PICC China Livestock Risk Catastrophe Model," utilizing data from nearly 1.8 billion insurance claims to enhance risk assessment and management in the livestock sector [4]. - This model addresses regional risk disparities in traditional pricing models, playing a crucial role in product design, loss assessment, and risk reduction services in livestock insurance [4].
科技赋能农业防灾减灾