AI淘金热变成AI恐慌潮！华尔街新共识：躲开一切可能被颠覆的公司

Core Viewpoint - Wall Street is experiencing a significant shift in investment logic, with investors rapidly selling stocks of companies that may be disrupted by AI, leading to widespread panic and sell-offs across various sectors [1][2]. Group 1: Impact on Wealth Management - The recent sell-off was triggered by Altruist Corp.'s launch of the AI tax strategy tool Hazel, which caused major wealth management firms like Charles Schwab and Raymond James to see stock declines of over 7%, marking the largest drop since April [1][2]. - Altruist's CEO Jason Wenk noted that the market reaction was surprising, erasing billions in market value for several investment firms, and emphasized that the architecture used to build Hazel could replace many roles in wealth management that typically require entire teams [2][3]. Group 2: Broader Industry Concerns - The fear of AI disruption has expanded from the software industry to financial services, asset management, and legal services, particularly after new tools from companies like Anthropic and Insurify were introduced [1][3]. - Insurify's launch of a ChatGPT-based application for comparing auto insurance rates led to significant stock declines among U.S. insurance brokers, reflecting investor concerns about the survival of intermediary services that could be replaced by AI [3]. Group 3: Market Sentiment and Valuation Sensitivity - Despite the prevailing panic, some market participants question the speed and extent of AI disruption, suggesting that technological upheaval often takes longer to materialize than anticipated [4]. - The current sell-off also highlights a general anxiety regarding high valuations in the market, where even minor negative signals can lead to significant stock price declines, indicating a highly sensitive investment environment [5].