估值下降34%、募资规模骤减65%:巴西数字银行Agibank(AGBK.US)赴美IPO临阵大幅砍价

Core Viewpoint - Agibank has significantly reduced its fundraising scale ahead of its highly anticipated IPO in the U.S., reflecting market conditions and recent performance of similar companies [1][2]. Group 1: IPO Details - Agibank plans to issue 20 million new shares with a target fundraising of $250 million, setting the price range at $12 to $13 per share [1]. - The revised fundraising scale represents a 65% reduction from the original plan to issue 43.6 million shares at a price range of $15 to $18 per share [1]. - The fully diluted market capitalization is expected to reach $2 billion, a 34% decrease from the previously anticipated midpoint valuation [1]. Group 2: Company Background - Founded in 1999, Agibank achieved sales of $1.1 billion for the 12 months ending September 30, 2025 [2]. - The bank focuses on providing loans to underserved customer segments, with repayments sourced from social security payments [1]. - Agibank is set to list on the New York Stock Exchange under the ticker symbol AGBK, with pricing expected to be completed in the week of February 9, 2026 [2]. Group 3: Market Context - The decision to scale back the IPO is influenced by the poor performance of PicPay, a recently listed competitor, whose stock price has fallen 20% from its IPO price [1].