金融啄木鸟小讲堂｜关于进一步防范和处置虚拟货币等相关风险的通知

Core Viewpoint - The recent notice issued by the People's Bank of China and other regulatory bodies aims to prevent and address risks associated with virtual currencies and the tokenization of real-world assets, emphasizing that these activities disrupt economic order and threaten public financial security [3][4][5]. Group 1: Nature of Virtual Currencies and Tokenization - Virtual currencies do not have the same legal status as fiat currencies and should not be circulated as money in the market [3][4]. - Activities related to virtual currencies and the tokenization of real-world assets are classified as illegal financial activities, including exchanges between fiat and virtual currencies, and the issuance of tokens without approval [4][5]. Group 2: Regulatory Framework and Coordination - A collaborative mechanism among various government departments, including the People's Bank of China, is established to oversee and manage risks associated with virtual currencies and tokenization [6][13]. - Local governments are responsible for risk prevention and management within their jurisdictions, working in coordination with financial regulatory bodies and law enforcement [6][13]. Group 3: Risk Monitoring and Management - Financial institutions are prohibited from providing services related to virtual currencies, including account opening and transaction facilitation [7][8]. - Internet companies are not allowed to support virtual currency activities through marketing or operational services, and must report any illegal activities [8][9]. Group 4: Enforcement and Legal Responsibility - Strict penalties will be imposed on entities engaging in illegal financial activities related to virtual currencies and tokenization, with criminal charges applicable for severe violations [14]. - Individuals and organizations that assist foreign entities in providing virtual currency services within China will also face legal consequences [14].