Bank of America(US:BAC) Xin Lang Cai Jing·2026-02-11 20:17Core Viewpoint - The Federal Reserve is signaling a relaxation of regulatory oversight on U.S. financial institutions, planning to cancel some previously issued non-public corrective warnings [2][8]. Regulatory Adjustments - Vice Chair Michelle Bowman is leading efforts to ease the complex regulatory framework established since the global financial crisis, which has been criticized for increasing costs and limiting lending without necessarily enhancing system safety [3][9]. - The Federal Reserve's new assessment aims to improve regulatory effectiveness by focusing on substantial financial risks to bank safety and soundness, rather than on policy, process, or internal control concerns [10][11]. Evaluation Process - The evaluation process has commenced and is expected to continue until the end of March, with final decisions anticipated by the end of July [6][12]. - Banks will be required to cooperate with examiners to clarify what corrective actions have been taken or not taken regarding risk management, compliance, and financial status [12]. - In some cases, compliance warnings may be downgraded to supervisory watch items, indicating that banks are not required to address those issues [12].