BOC HONG KONG(HK:02388) 智通财经网·2026-02-12 06:03Group 1 - In January 2026, there were 36 registered reverse mortgage applications, an increase of 6 applications month-on-month, representing a 20% rise, and a year-on-year increase of 1.8 times compared to January 2025, which had 13 applications [1] - The total number of reverse mortgage registrations for the year 2025 was 370, a decrease of 13% compared to 426 registrations in 2024 [1] - The highest annual registration volume for reverse mortgages was recorded in 2017 with 751 registrations, followed by 621 in 2018, during periods of rising property prices [1] Group 2 - In January 2026, there were 62 reverse mortgage applications, a decrease of 24% from 82 applications in December 2025, and a year-on-year decline of 21.5% compared to 79 applications in January 2025 [2] - The average age of reverse mortgage applicants is approximately 69 years, with an average property value of 5.5 million HKD, which has remained stable for five months [2] - The most popular option for annuity payment is the lifetime annuity, chosen by 54% of applicants, followed by a 10-year fixed term option at 20.7% [2]