有基民浮亏60%，国投白银LOF净值罕见调整，基民受损，律师：涉嫌违反基金法

Core Viewpoint - The incident involving Guotou Ruijin Silver LOF Fund has led to significant investor losses and raised concerns about the fund's valuation adjustments and information disclosure practices [1][11][12]. Fund Performance and Investor Losses - As of February 10, the A share net value of the Guotou Ruijin Silver LOF Fund was 2.2514 yuan, and the C share was 2.2308 yuan, both showing a slight recovery of 3.48% compared to a significant drop on February 2 [1]. - On February 2, the fund's A share net value plummeted from 3.2838 yuan to 2.2494 yuan, marking a record single-day decline of 31.5% [3][10]. - Some investors reported losses exceeding 60% of their principal, with individual losses reaching over 10,000 yuan [1][3]. Legal and Regulatory Concerns - Legal experts suggest that Guotou Ruijin Fund's actions may violate the Securities Investment Fund Law, particularly regarding the management obligations and the adequacy of contract and regulatory basis for the valuation adjustments [1][12]. - The fund's late announcement of valuation adjustments after trading hours on February 2 has been criticized for failing to meet timely disclosure requirements, constituting a significant omission [11][12]. Investor Reactions and Complaints - Investors have begun to seek redress through various channels, including third-party complaint platforms and social media, with complaints exceeding 17,000 entries [11][12]. - The fund has established a special task force to address investor concerns and facilitate resolution through mediation, arbitration, and litigation [1][10]. Fund Management's Response - In response to the backlash, Guotou Ruijin Fund emphasized its commitment to investor interests, the formation of a task force to develop solutions, and the establishment of clear channels for investor claims [1][10].