三部门：引导保险机构提升低空经济保险的可保风险识别、评估能力

Core Viewpoint - The implementation opinion aims to promote the high-quality development of low-altitude insurance by enhancing risk research and management capabilities within the insurance sector [1] Group 1: Risk Management and Research - Insurance institutions are encouraged to collaborate with low-altitude aircraft manufacturers and operators to improve the identification and assessment of new low-altitude risks [1] - There is a focus on enhancing operational management and gradually accumulating data to support the use of risk quantification models and assessment tools [1] Group 2: Product Development and Pricing - The initiative emphasizes the need for scientific product development and precise rate determination in the insurance sector [1] - Reinsurance institutions are supported in leveraging their functions in risk research, actuarial pricing, and risk diversification [1] Group 3: Professional Development - The opinion highlights the importance of strengthening the professional capabilities of industry personnel through enhanced training and talent cultivation [1] - Specialized insurance intermediaries are encouraged to utilize their expertise to assist in underwriting and claims handling [1]