瑞丰银行发布个人消费贷款贴息政策，股价小幅上涨

Core Viewpoint - Ruifeng Bank has announced a fiscal interest subsidy policy for personal consumption loans to boost consumer spending, effective from January 1 to December 31, 2026 [2]. Group 1: Recent Events - On January 30, 2026, Ruifeng Bank announced fiscal interest support for eligible personal consumption loans and credit card installment customers as part of its consumer stimulus policy [2]. Group 2: Company Performance Goals - On January 5, 2026, the Chairman Wu Zhihui and President Chen Gangliang set ambitious targets for the fourth quarter, building on a revenue of 3.356 billion yuan (up 1.03% year-on-year) and a net profit attributable to shareholders of 1.526 billion yuan (up 5.85% year-on-year) for the first three quarters of 2025 [3]. Group 3: Stock Price and Fund Performance - As of February 5, 2026, the main capital outflow was 295,800 yuan, with the stock price closing at 5.54 yuan, reflecting a daily increase of 2.03% and a turnover rate of 1.63% [4]. Group 4: Company Structure and Governance - The bank is still in a phase of rebuilding trust in the capital market, with the jockey mechanism and the youth adjustment of the executive team being key variables to balance market expectations, although challenges such as project homogeneity need to be monitored [5].