国家发展改革委 金融监管总局 中国民航局印发《关于推动低空保险高质量发展的实施意见》

Core Viewpoint - The implementation of the "Implementation Opinions" aims to establish a comprehensive low-altitude insurance policy system to ensure the safety of life and property as low-altitude flight activities increase in various sectors such as agriculture, logistics, and emergency rescue [1][2]. Group 1: Overall Requirements - The overall requirements emphasize the guidance of Xi Jinping's thought and the need to meet the safety and development demands of the low-altitude economy through systematic planning and collaborative implementation [2]. Group 2: Policy System - The policy system aims to strengthen support for low-altitude insurance through development planning and to encourage various operators in the low-altitude economy to effectively utilize insurance mechanisms [2]. Group 3: Mandatory Insurance - A mandatory insurance system for unmanned aerial vehicles (UAVs) will be established, including verification of insurance compliance and the development of implementation measures and model clauses [2]. Group 4: Service Guarantee System - The establishment of a comprehensive insurance product system covering the entire low-altitude industry chain is planned, enhancing the supply and service capabilities for both UAVs and traditional manned aircraft [2]. Group 5: Sustainable Operations - Efforts will be made to build a low-altitude insurance information platform and to strengthen the professional capabilities of insurance institutions and intermediaries [2]. Group 6: Organizational Assurance - The implementation will involve clarifying departmental responsibilities, enhancing risk prevention, and promoting awareness of low-altitude insurance [2][3].