截至2025年末，险企平均综合、核心偿付能力充足率分别为181.1%、130.4%

Core Insights - The financial regulatory authority released data on major regulatory indicators for the banking and insurance sectors as of Q4 2025, indicating strong solvency ratios across the industry [1] Group 1: Solvency Ratios - The average comprehensive solvency adequacy ratio for insurance companies stands at 181.1%, significantly above the regulatory standard of 100% [1] - The core solvency adequacy ratio is reported at 130.4%, exceeding the minimum requirement of 50% [1] Group 2: Breakdown by Insurance Type - Property insurance companies show a comprehensive solvency ratio of 243.5% and a core solvency ratio of 212.7% [1] - Life insurance companies report a comprehensive solvency ratio of 169.3% and a core solvency ratio of 115.0% [1] - Reinsurance companies exhibit a comprehensive solvency ratio of 244.6% and a core solvency ratio of 212.5% [1]