Nu .(US:NU) Yahoo Finance·2026-02-12 14:10Core Insights - Nu Holdings Ltd. (NYSE:NU) is recognized as one of the top digital currency and payments stocks to invest in currently [1] Group 1: Company Overview - Nu Holdings Ltd. operates as a holding company providing a range of digital banking services, including business accounts, rewards, investments, personal loans, credit cards, insurance, and mobile payments [4] Group 2: Expansion Plans - CEO David Velez is focused on expanding Nubank, a leading financial firm in Latin America, to a global clientele exceeding 127 million, which includes nearly 60% of Brazil's adult population [2] - The company is pursuing a US expansion strategy, referred to as "Act Three," aiming to secure a complete banking license before broadening its service offerings [3] - In 2024, Nubank invested $250 million in Tyme Group to explore growth opportunities in Asia and Africa, in addition to the US market [3] Group 3: Financial Performance - In the third quarter, Nu Holdings reported a return on equity of 31%, outperforming Itau Unibanco's 23.3% [2] - The company's shares are currently valued higher than those of traditional banks, indicating strong market confidence [2] Group 4: Control and Governance - David Velez holds super-voting shares that provide him with control over approximately 75% of the voting power within the company [2]