东亚银行发布年度业绩 股东应占溢利35.01亿港元同比减少24.02%

Core Viewpoint - East Asia Bank (00023) reported a decline in interest income and net profit for the year ending December 31, 2025, indicating challenges in the macroeconomic environment while maintaining stable core business performance [1][5]. Financial Performance - Interest income was HKD 32.968 billion, a decrease of 17.18% year-on-year [1][5]. - Shareholders' profit attributable was HKD 3.501 billion, down 24.02% year-on-year [1][5]. - Basic earnings per share were HKD 1.22 [1][5]. Core Business and Strategy - The group's operating profit before provisions remained stable at HKD 11.2 billion [1][5]. - Non-interest income grew by 28%, reflecting successful strategies in business diversification and establishing a sustainable platform for future growth [1][5]. Provisions and Real Estate Exposure - The company continued to proactively and prudently make provisions for commercial real estate exposure, with 77% of this year's provisions related to commercial properties in Hong Kong and mainland China [1][5]. - The valuation of the company's investment property portfolio was adjusted down by HKD 0.723 billion [1][5]. Joint Ventures and Losses - The group recorded a loss of HKD 0.305 billion from joint ventures and associates, primarily from a joint venture in mainland China [1][5].