央行：2026年1月末社会融资规模存量同比增长8.2%

Group 1 - The total social financing stock at the end of January 2026 was 449.11 trillion yuan, showing a year-on-year growth of 8.2% [1] - The balance of RMB loans to the real economy was 273.3 trillion yuan, with a year-on-year increase of 6.1% [1] - The balance of foreign currency loans to the real economy, converted to RMB, was 1.09 trillion yuan, reflecting a year-on-year decrease of 12.1% [1] Group 2 - The increment of social financing in January 2026 was 7.22 trillion yuan, which is 166.2 billion yuan more than the same period last year [3] - RMB loans to the real economy increased by 4.9 trillion yuan, which is a decrease of 317.8 billion yuan compared to the previous year [3] - The net financing of government bonds was 9.764 trillion yuan, an increase of 283.1 billion yuan year-on-year [3] Group 3 - The broad money supply (M2) at the end of January was 347.19 trillion yuan, with a year-on-year growth of 9% [4] - The narrow money supply (M1) was 117.97 trillion yuan, showing a year-on-year increase of 4.9% [4] - The cash in circulation (M0) was 14.61 trillion yuan, reflecting a year-on-year growth of 2.7% [4] Group 4 - The total deposits in RMB at the end of January were 336.77 trillion yuan, with a year-on-year increase of 9.9% [5] - In January, RMB deposits increased by 8.09 trillion yuan, with household deposits rising by 2.13 trillion yuan [5] - The balance of foreign currency deposits was 1.1 trillion USD, showing a year-on-year growth of 23.7% [6] Group 5 - The total balance of loans in RMB at the end of January was 276.62 trillion yuan, with a year-on-year increase of 6.1% [7] - In January, RMB loans increased by 4.71 trillion yuan, with corporate loans rising by 4.45 trillion yuan [7] - The balance of foreign currency loans was 57.01 billion USD, reflecting a year-on-year increase of 6.6% [8] Group 6 - The average weighted interest rate for interbank RMB market lending in January was 1.4%, which is 0.04 percentage points higher than the previous month [8] - The total transaction volume in the interbank RMB market was 211.96 trillion yuan, with a daily average transaction volume of 10.09 trillion yuan, a year-on-year increase of 36.1% [8] - The average weighted interest rate for pledged bond repos was 1.43%, which is 0.03 percentage points higher than the previous month [8] Group 7 - The cross-border RMB settlement amount under the current account in January was 1.49 trillion yuan [9] - The cross-border RMB settlement amount for direct investment was 0.78 trillion yuan, with foreign direct investment accounting for 0.51 trillion yuan [9]