守好钱袋子，欢度平安年！北京警方提示：新年防诈骗谨记这些要点

Group 1: Core Insights - The article highlights the increase in telecom network fraud during the pre-Spring Festival period, with scammers targeting consumers engaged in holiday shopping and travel [1] - It emphasizes the need for vigilance and awareness to avoid falling victim to various types of scams [1] Group 2: Types of Scams - Investment Fraud: Scammers use social media and video platforms to promote fake investment opportunities, luring victims with promises of high returns and low risk, ultimately leading to financial loss [1] - Ticketing Scams: Fraudsters impersonate airline or railway customer service, claiming to assist with ticket changes or refunds, while attempting to steal personal and financial information [5] - Fake Red Packet and Welfare Scams: Scammers disguise themselves as friends or businesses, sending links for fake red packets or prizes, which can install malware on victims' devices [9] - E-commerce and Refund Scams: Fraudsters pose as sellers on social media or e-commerce platforms, offering goods at low prices, and then disappear after receiving payment, or trick victims into downloading malicious apps under the guise of processing refunds [13] Group 3: Police Warnings - Individuals are advised to verify investment opportunities through official financial regulatory channels and avoid any claims of guaranteed returns [2][3] - It is recommended to only use official apps and websites for ticket purchases and to be cautious of unsolicited requests for personal information [6][7] - Users should refrain from clicking on unknown links or providing personal information for red packets and should verify any lottery or prize claims through official channels [10][12] - For online shopping, consumers should only use reputable platforms and complete all transactions within those platforms, avoiding private communications for refunds or claims [14][15]