浦发银行被罚4222.89万元：违反账户管理、清算管理规定等

Core Viewpoint - The People's Bank of China has disclosed administrative penalties against Shanghai Pudong Development Bank Co., Ltd. for various violations, resulting in a warning, confiscation of illegal gains amounting to 275,456.08 yuan, and a fine of 42,228,900 yuan [1]. Summary by Category Violations - The bank was found to have committed multiple violations, including: 1. Violating account management regulations 2. Violating clearing management regulations 3. Violating regulations on bank card acquiring business 4. Violating anti-counterfeiting currency regulations 5. Occupying fiscal deposits or funds 6. Violating regulations on credit information collection, provision, and inquiry 7. Failing to fulfill customer identity verification obligations 8. Failing to properly retain customer identity materials and transaction records 9. Failing to report large transactions or suspicious transactions as required 10. Engaging in transactions with unidentified customers [7][15]. Penalties - A total of 9 individuals were penalized, with fines amounting to 755,000 yuan collectively [5][13]. - Specific penalties included: - Summer Ping (Credit Card Center): fined 315,000 yuan for violating account management and credit information regulations [10]. - Pan Dong (Operations Management Department): fined 135,000 yuan for failing to retain customer identity materials [10]. - Feng Liang (Information Technology Department): fined 50,000 yuan for violating bank card acquiring business regulations [11]. - Other individuals faced fines ranging from 20,000 to 75,000 yuan for various violations related to customer identity verification and transaction reporting [12][17].