AGRICULTURAL BANK OF CHINA(SH:601288) Zhong Guo Jin Rong Xin Xi Wang·2026-02-15 08:05Core Viewpoint - As the Spring Festival approaches, the supply and pricing of essential food items in Shanghai are being closely monitored, with financial support from Agricultural Bank of China (ABC) playing a crucial role in ensuring stability and availability of agricultural products [2][8]. Group 1: Agricultural Supply and Technology - Yongda Mushroom Industry, located in Shanghai's Baoshan District, is a leading agricultural enterprise that supplies over 20 types of edible mushrooms year-round to major retailers like Hema, JD, and Meituan [3]. - The company utilizes factory cultivation technology to achieve large-scale production, moving away from traditional production methods [3][4]. - Yongda has developed patented mushroom varieties and has received organic product certification, indicating a commitment to sustainable agricultural practices [4]. Group 2: Financial Support and Growth - Yongda Mushroom Industry plans to invest over 30 million yuan in a new cold chain processing facility post-Spring Festival, supported by a 20 million yuan credit line from ABC [5]. - ABC's "Agricultural Science Loan" product has been instrumental in providing financial support to agricultural technology enterprises, with a loan balance exceeding 120 million yuan as of January 2026 [5]. Group 3: Market Dynamics and Demand - Shanghai's Jiangyang Market serves as a key supply base for the city, with companies like Shanghai Muke International Trade Co., Ltd. actively involved in the import and distribution of frozen beef, expecting sales to exceed 500 million yuan by 2025 [6]. - The demand for high-quality agricultural products has surged, with Yongda's order volume during the Spring Festival expected to double compared to regular periods [4]. Group 4: Financial Products for Small Businesses - ABC has expanded its "Merchant e-loan" product to individual businesses in Jiangyang Market, facilitating access to credit based on purchase contracts, with over 1 billion yuan disbursed in 2025 [8]. - The bank's support has been crucial for small and micro enterprises, helping them manage cash flow and operational costs effectively [8].