国投白银LOF补偿方案出炉，中小投资者将获全额补偿

Core Viewpoint - Guotou Ruijin announced a compensation plan for investors affected by the valuation adjustment of Guotou Silver LOF, aiming to address concerns over fairness and transparency in the adjustment process [1][2]. Group 1: Compensation Plan Details - Investors with losses below 1,000 yuan will receive full compensation, while those with losses exceeding 1,000 yuan will be compensated proportionally [1][2]. - The compensation plan specifically targets individual investors who redeemed their shares between January 30 and February 2, 2026, excluding institutional investors [2]. - Over 90% of the affected investors had losses below 1,000 yuan, indicating a significant portion of the investor base will benefit from full compensation [2]. Group 2: Technical and Operational Aspects - The compensation process will be facilitated through an online platform on Alipay, set to launch on February 26, 2026, to streamline the claims process for investors [1][3]. - The company is preparing technical support to ensure a smooth compensation process, given the large number of affected investors [3]. Group 3: Market Context and Rationale - The valuation adjustment was made to prevent the fund's net asset value from appearing artificially high due to extreme market conditions, where international silver prices experienced unprecedented volatility [4]. - The adjustment aimed to mitigate potential mass redemptions that could disproportionately impact remaining investors, highlighting the importance of proactive risk management in the public fund industry [5]. Group 4: Investor Protection Measures - The compensation plan reflects a commitment to protecting the rights of investors, particularly small and medium-sized investors, in light of the extreme market conditions [6]. - The swift development of the compensation plan, within 12 days of the incident, demonstrates the company's responsiveness to investor concerns and the urgency of addressing the situation [6].