行业首例！国投白银LOF估值调整补偿方案出炉：1000元以下损失全额补偿

Core Viewpoint - Guotou Ruijin Fund Management Co., Ltd. announced a compensation plan for investors affected by the valuation adjustment of the Guotou Silver LOF fund, following a significant drop in silver prices [1][8]. Group 1: Compensation Plan Details - For individual investors with an impact amount below 1,000 yuan due to the valuation adjustment (from -17% to -31.5%), the settlement amount will be determined in full based on the actual impact amount, which constitutes over 90% of the redeeming investors on that day [4]. - For individual investors with an impact amount exceeding 1,000 yuan, the total settlement amount will be calculated based on a base of 1,000 yuan plus a certain percentage of the amount exceeding 1,000 yuan [4]. - The compensation process will be facilitated through a mini-program on Alipay, which will be officially launched on February 26, 2026, to ensure a smooth resolution for the large number of affected investors [4][8]. Group 2: Market Context and Fund Performance - On January 30, there was a historic drop in precious metal prices, with silver prices falling by 35.89% intraday and closing down 26.42%, leading to a net value drop of 0.72% for the Guotou Silver LOF on that day [4]. - Following the price decline, on February 2, the Guotou Silver LOF's net value was revalued based on international market price fluctuations, resulting in a record single-day drop of 31.50% [5]. - The fund's historical net values show significant volatility, with a notable drop from 3.2838 yuan on January 30 to 2.2494 yuan on February 2 [6][7]. Group 3: Investor Reactions and Company Response - The valuation adjustment has sparked controversy among investors, with some questioning the lack of prior notice regarding the new valuation method, which they believe led to unexpected losses [6][8]. - The company acknowledged the extreme market conditions and emphasized its commitment to addressing investor concerns and protecting the rights of small and medium investors through a structured compensation plan [8].